How Are Payment Dates Chosen for SSDI and SSI? (2024)

The date you get your disability check can depend on the type of benefit you receive (SSDI or SSI) and your birthday. Here are the payment dates for 2024.

Are you wondering when you'll receive your Social Security check each month? The date you receive your monthly disability payments depends on whether you're receiving SSI or SSDI, or a combination of the two. If you're receiving SSDI alone, your payment date depends on your birthday. If you get SSI, your payment date is around the beginning of the month.

SSDI Disability Payment Dates Depend on Your Birthday

If you started receiving SSDI benefits after 1997, the date you receive your payment depends on your birthday.

  • If your birthday is on the 1st–10th of a month, your SSDI checks or direct deposit will arrive on the second Wednesday of every month.
  • If your birthday is on the 11th–20th of a month, your SSDI checks or direct deposit will arrive on the third Wednesday of every month.
  • If your birthday is on the 21st–31st of a month, your SSDI checks or direct deposit will arrive on the fourth Wednesday of every month.

If you receive benefits based on your spouse's work record or a parent's word record, the payment date is based on your spouse's or parent's birth date.

Keep in mind that Social Security now wants all SSDI recipients to sign up to receive their payments through direct deposit, the Direct Express® card program, or through an Electronic Transfer Account.

SSDI Payment Schedule for 2024

You can click the calendar or see the lists below for the specific payment dates for 2024.

How Are Payment Dates Chosen for SSDI and SSI? (1)Here's the SSDI payment schedule for 2024 for those whose birthdays fall on the 1st through the 10th of their birth month:

  • January 10
  • February 14
  • March 13
  • April 10
  • May 8
  • June 12
  • July 10
  • August 14
  • September 11
  • October 9
  • November 13
  • December 11

This is the SSDI payment schedule for 2024 for those whose birthdays fall on the 11th through the 20th of their birth month:

  • January 17
  • February 21
  • March 20
  • April 17
  • May 15
  • June 18 (due to the Juneteenth holiday)
  • July 17
  • August 21
  • September 18
  • October 16
  • November 20
  • December 18

This is the SSDI payment schedule for 2024 for those whose birthdays fall on the 21st through the 31st of their birth month:

  • January 24
  • February 28
  • March 27
  • April 24
  • May 22
  • June 26
  • July 24
  • August 28
  • September 25
  • October 23
  • November 27
  • December 25

Source: Social Security Publication No. 05-10031.

Who Receives Social Security Payments on the 3rd of the Month?

If you started receiving SSDI benefits in 1997 or earlier, you'll receive your payments on the 3rd day of the month, no matter when your birthday is. If the 3rd is on a Saturday, Sunday, or legal holiday, your benefits will be deposited on the banking day before.

This is the SSDI payment schedule for 2024 for people who were approved for benefits in 1997 or earlier (or who are also receiving SSI):

  • January 3
  • February 2
  • March 1
  • April 3
  • May 3
  • June 3
  • July 3
  • August 2
  • September 3
  • October 3
  • November 1
  • December 3

In some circ*mstances, if you're receiving SSDI benefits on the 3rd of the month, you can change your payment date. Your birth date would determine what day your benefits will arrive, based on the lists above.

SSI Disability Payment Dates

SSI benefits are paid on the 1st day of each month. If the 1st is on a Saturday, Sunday, or legal holiday, your benefits will be deposited on the banking day before. For example, if the 1st is a Sunday, you should receive your check the Friday before (assuming that Friday isn't a legal holiday).

Note that your payment that comes on the 1st of the month is actually your benefit from the prior month. For example, a March 1st check would actually be for the SSI benefits from February.

SSI checks come out early several times a year. Since January 1 is a holiday, SSI payments for January are usually paid on the last day of December that isn't a holiday. For instance, the SSI payment for January 2024 gets deposited on Friday, December 29, 2023. SSI checks are also deposited early when the 1st of the month falls on a Saturday or Sunday, which happens in June, September, and December of 2024.

SSI recipients are now required to receive their payments through direct deposit, the Direct Express® card program, or through an Electronic Transfer Account.

SSI Payment Schedule for 2024

See the specific payment dates for 2024 by clicking the calendar or seeing the list below.How Are Payment Dates Chosen for SSDI and SSI? (2)

This is the SSI payment schedule for 2024:

  • December 29, 2023 (January 2024 payment)
  • February 1
  • March 1
  • April 1
  • May 1
  • May 31
  • July 1
  • August 1
  • August 30
  • October 1
  • November 1
  • November 29
  • December 31

Source: Social Security Publication No. 05-10031.

SSI and SSDI Combined Payment Schedule

If you're receiving SSI and SSDI payments at the same time, your SSDI payment date will be on the 3rd day of the month and your SSI payment will be on the 1st day of the month (with the exception of weekends and legal holidays). If the 3rd of the month falls on a Monday, you should see the deposit on Monday morning.

If you'd like to change the date of your Social Security payment, you may be able to move it to one based on your birthday (see the SSDI payment schedule section, above).

What If I Haven't Received My SSI Check This Month?

If you haven't received your check or deposit by the 4th banking day of the month, the Social Security Administration (SSA) recommends calling the agency at 800-772-1213.

How Long Does it Take to Get Your First SSI Check?

If you've just been approved for SSI, you're probably wondering when you'll receive your first SSI check. The SSA says it should take about a month, but some people have to wait a bit longer. In our disability survey, over half (52%) of SSI recipients said it took three to seven weeks to receive their first SSI check (from the date of the award letter).

Learn more about your monthly disability payments.

How Are Payment Dates Chosen for SSDI and SSI? (2024)

FAQs

How are Social Security payment dates determined? ›

All beneficiaries on a record will have the same payment day (the day of the birth of the person the Social Security number belongs to will decide the payment day) as follows. View the Schedule of Social Security Benefit Payments for 2024 and 2025.

How does SSDI determine your disability date? ›

Here are some of the factors that the Social Security Administration (SSA) will consider when determining this date: The date you list on your SSDI application. The date that you stopped working, or only worked in a limited capacity, and did not earn substantial income.

What date will SSDI checks be deposited? ›

If your birthday falls between the first and 10th of the month, your payment will be sent on the second Wednesday of the month. If your birthday falls between the 11th and 20th of the month, your payment will be sent on the third Wednesday of the month.

What is the SSDI payment schedule for 2024? ›

What is the payment schedule for SSDI for 2024?
MonthFor birth dates from the 1st - 10thFor birth dates from the 21st - 31st
JulyJuly 10, 2024July 24, 2024
AugustAugust 14, 2024August 28, 2024
SeptemberSeptember 11, 2024September 25, 2024
OctoberOctober 9, 2024October 23, 2024
8 more rows
Mar 24, 2024

What determines when you get your Social Security check each month? ›

Generally, the day of the month you receive your benefit payment depends on the birth date of the person for whose earnings record you receive benefits.

How are Social Security monthly payments determined? ›

We: Base Social Security benefits on your lifetime earnings. Adjust or “index” your actual earnings to account for changes in average wages since the year the earnings were received. Calculate your average indexed monthly earnings during the 35 years in which you earned the most.

How does Social Security determine your actual date of disability for retroactive? ›

Social Security will use the date you filed a disability application as your "alleged onset date." If Social Security doesn't challenge this date, the date of application will become your "established onset date" (EOD).

What is the timeline for SSDI? ›

Generally, if your application for Social Security Disability Insurance (SSDI) is approved, you must wait five months before you can receive your first SSDI benefit payment. This means you would receive your first payment in the sixth full month after the date we find that your disability began.

How is disability payments determined? ›

Calculating Benefit Payment Amounts. Your Weekly Benefit Amount (WBA) depends on your annual income. It is estimated as 60 to 70 percent of the wages you earned 5 to 18 months before your claim start date and up to the maximum WBA. Note: Your claim start date is the date your disability begins.

What is the lowest SSDI payment? ›

For 2021, monthly payments can range all the way from $100 per month to $3,148 per month. While $100 per month would be the lowest monthly payment that could be received for disability, it is unlikely your amount would be exactly that.

How long after SSDI approval are funds released? ›

Most benefit payments are issued within two weeks after we receive a properly completed claim online or by mail. By submitting your application completely and verifying that all information is correct, you help make sure your benefit payment is issued more quickly.

Why did my SSDI payment date change? ›

Instead of getting your payments on a Wednesday, you'll receive your Social Security payment on the third day of each month and your SSI on the first day of each month. Those payment dates change if the first or third day of the month falls on a weekend or a holiday.

What is the maximum back payment for SSDI? ›

How Far Back Will SSDI Cover? Minus the five-month waiting period, you should receive back payments for any delays. The maximum SSDI will provide in back payments is 12 months. Your disability would have to start 12 months before you applied to receive the maximum in SSDI benefits.

What is considered to be a permanent disability? ›

Permanent disability (PD) is any lasting disability from your work injury or illness that affects your ability to earn a living. If your injury or illness results in PD you are entitled to PD benefits, even if you are able to go back to work.

What if my SSDI check is not enough? ›

You might be eligible for additional benefits besides your SSDI each month. Look into other governmental assistance you might qualify to receive. You might also consider local social services or assistance programs in your area.

What day of the month do you get your Social Security check? ›

For others, we may issue your payments on the 3rd of each month. Among other reasons, we do this if: You filed for benefits before May 1, 1997. You also receive a Supplemental Security Income (SSI) payment.

When someone dies, when do they get their last Social Security check? ›

The SSA cannot pay benefits for the month of a recipient's death. That means if the person died in July, the check or direct deposit received in August (which is payment for July) must be returned.

At what age is Social Security no longer taxed? ›

Yes, Social Security is taxed federally after the age of 70. If you get a Social Security check, it will always be part of your taxable income, regardless of your age. There is some variation at the state level, though, so make sure to check the laws for the state where you live.

How do I get the $16728 Social Security bonus? ›

There's really no “bonus” that retirees can collect. The Social Security Administration (SSA) uses a specific formula based on your lifetime earnings to determine your benefit amount.

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